Performance figures for each account are calculated using time weighted rate of returns on a daily basis. The Composite returns are calculated based on the asset-weighted monthly composite constituents based on beginning of month asset mix and include the reinvestment of all earnings as of the payment date. Composite returns are as follows:

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Harminder Bains


Senior Wealth Planning Associate

Harminder joined the firm in 2016 with an aim to help individuals and their families expand their financial knowledge while building their wealth.

Harminder graduated from Simon Fraser University with a Bachelor’s Degree in Economics and Business, he is currently pursuing his Master of Business Administration from Dalhousie University and working towards his Certified Financial Planner (CFP) certification.

Outside of work, Harminder enjoys playing sports, (specifically basketball and improving his golf swing), and cooking.

Why Nicola Wealth?

“The growth of the firm, opportunities for career progression, the community involvement, the culture, and Nicola Wealth’s inclusiveness.”

Question & Answers

  • Favourite Car?

    All Aston Martins

  • Favourite Sport to play?

    Every sport.

  • Words my father taught me:

    Be humble

  • What languages do you speak?

    English and Punjabi.

Insights from Harminder Bains